Digital First Checking

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Keep it Simple

Digital First checking is a great value.

Features & Benefits:

  • Online banking
  • Mobile banking
  • Digital Payments
  • Online statements
  • Visa® debit card with rewards

    Compare Personal Checking Accounts

     Digital First CheckingPersonal CheckingInterest Plus Checking
    Minimum balance to open$100
    $25 if under 25 years of age, or over 65 years of age.
    $100
    $25 if under 25 years of age, or over 65 years of age.
    $100
    Monthly maintenance fee if account falls below minimum*$5$8$25
    Earns interestNoNo
    Free debit card
    Online & Mobile Banking
    Bill Pay
    Free Mobile Deposit
    Free eStatements
    Free eNotices
    Paper statements with imagesNo$3 per month$3 per month
    *How to avoid/reduce Monthly Service Charge
    • Digital First Checking
      AVOID: Have a direct deposit into the account of $500 or more AND agree and consent to receive Online Statements  -OR-  Be under 25 years of age  -OR-  Be 65 years of age or older.
    • Personal Checking
      AVOID:
      Maintain a minimum daily balance of $800  -OR-  Maintain an average daily balance of $1,600  -OR-  Make total debit card point of sale purchases of $800 (excludes ATM withdrawals)  -OR-  Be under 25 years of age.
      OR REDUCE BY $3: by having a total of $1,500 in qualifying direct deposits each statement cycle.
    • Interest Plus Checking
      AVOID: Maintain a minimum daily balance of 5,000  -OR-  Maintain an average daily balance of $10,000.

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