Checking & Savings No matter how you manage your finances, we have a solution that's right for you. A Checking Account that fits your needs With features like online and mobile banking access, check-image statements, and a Visa® debit card with rewards, banking with us has never been easier or more convenient. Everyday Checking A simple checking account for your everyday use. LEARN MORE Savings Reach your financial goals and create a safety net with our savings accounts. LEARN MORE Money Market & CDs Grow your money faster with interest-earning capabilities. LEARN MORE Features & Benefits Type of Account Everyday Checking Designed for clients who primarily bank online or through our mobile app. Open At A Banking Center Account Details Minimum to Open $100 ($25 if under 25 years of age or over 65 years of age) Monthly Service Charge $5 How Do I Avoid or Reduce the Monthly Service Charge? HOW DO I AVOID THE MONTHLY SERVICE CHARGE? Have a direct deposit into the account of $500 or more each statement cycle and agree and consent to receive Online Statements OR Maintain a minimum average daily balance of $1,000 or more each statement cycle and agree and consent to receive Online Statements OR Be under 25 years of age OR Be 65 years of age or older Earn Interest2 No Paper Statement Fee No Deposit your paycheck faster Deposit your paycheck or other recurring deposits straight into your checking account. It’s safer than paper checks, it’s fast and it’s convenient. Complete this direct deposit form and deliver it to your employer or payroll provider. Set up Direct Deposit FAQs Do you offer Overdraft Protection? Overdraft Privilege comes with eligible accounts as part of our standard overdraft practices. Visit our Overdraft Protection page for more information. What do I need to apply? To apply for a checking or savings account, you will need the following information for each account owner: Social Security number, Driver's license or State ID, home address and email address. If you want to transfer money from an account at another bank, you will also need the account information and routing number found on your checks. How do I access my account? Access your account through online or mobile banking, by calling TeleBank24, or by visiting your local banking center.