Personal Savings Accounts Reach your financial goals and create a safety net with a savings account from Vista Bank. With as little as $25 to open, you can be on your way to establishing positive savings habits and handling life’s unexpected expenses. Plus, our accounts are FDIC insured, so it’s the safest and best option for your hard-earned money. FDIC Insurance limit is up to $250,000 per depositor, per ownership category, per FDIC insured bank. Everyday Savings This tiered interest rate account is an ideal option for building your savings, especially for beginners. Plus, you can make unlimited withdrawals or transfers for easy access when needed. Interest is compounded monthly. Open with just $25. The $5 monthly service charge is waived, as long as you do at least one of the following: Have an Everyday Checking Account Maintain a minimum daily balance of $500 Be under the age of 25 or 65 years of age or older Online Statements are included at no cost. Paper Statements are $3 per statement cycle if under 65 years of age. Open Online Today Health Savings Accounts If you have a high-deductible health plan (HDHP), a health savings account (HSA) is a useful way to save for medical expenses and reduce your taxable income. Saving through an HSA is an efficient way to establish peace of mind for your medical future and provides a convenient way to pay qualified medical expenses through a Visa debit card or check. Learn More Education Savings Accounts We’re proud to offer the Coverdell Savings account to help you save and pay for qualified elementary, secondary, or post-secondary education expenses. Learn More