Home Equity Loans & Lines Of Credit Unlock the power of your home's equity with Home Equity Loans and Lines of Credit. Everything and the kitchen sink Common sense says to use the tools that you already own such as the equity in your home. With a home equity loan or line of credit (HELOC) from Bank of Jackson Hole, you have the power to cover large expenses like home improvements, funding education or paying medical bills in an affordable way. With so many ways to use the equity in your home, you can get everything you need. Home Equity Term Loan A loan secured by the equity on your home or property. You’ll receive the lump-sum proceeds when your loan is closed. You can use the proceeds of the loan to pay for college expenses, home improvements or to refinance. Home Equity Line of Credit A reusable line of credit secured by the equity on your home or property. With a line of credit you have access to your funds when you need them, like a credit card, but with lower interest rates. The perfect solution for home improvements, paying medical bills or even paying off high-interest credit card debt. Home Equity Lines of Credit are not available in Texas. Compare the features and benefits of our Home Equity Loans and Home Equity Lines of Credit You’ll also need: Home Equity Application Disclosure What You Should Know About Home Equity Lines of Credit Ready To Apply for a Home Equity Loan? Fill out this form to have a banker give you a call about applying for a Home Equity Loan or Line of Credit. This field is hidden when viewing the formReady to get Started? Let's Talk.First Name(Required)Last Name(Required)Address(Required) Street Address Address Line 2 City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code Email(Required) Phone(Required)Best Time to Call Hours : Minutes AM PM AM/PM Δ Compare Home Equity Loans and Home Equity Lines of Credit Home Equity Line of CreditHome Equity Term Loan No closing costs1Bank of Jackson Hole will pay up to $500 in closing costs, applicable on HELOCs up to $250,000.Bank of Jackson Hole will pay up to $500 in closing costs. Annual feeYes (waived if automatic payment initiated from a Hillcrest Bank account) Maximum loan-to-value80%2,375%2,4 Funds accessibilityOnline banking By phone At a banking center Checks we provideLump sum at closing Application processApply with a Mortgage BankerApply with a Mortgage Banker Apply Now 1No third party closing costs up to $500 on loans up to $200,000. 2Maximum Loan-To-Value is subject to credit score and overall collateral approval. Please contact your banker or nearest banking center for more details. 3Maximum Loan-To-Value for loans $10,000 to $75,000 is 80%. Maximum Loan-To-Value for loans $75,001 to $250,000 is 75%.Maximum Loan-To-Value for loans $150,001 to $250,000 is 70%. 4Maximum Loan-To-Value for loans $15,000 to $75,000 is 85%. Maximum Loan-To-Value for loans $75,001 to $150,000 is 80%. Maximum Loan-To-Value for loans $150,001 to $250,000 is 75%. Please contact your banker or nearest banking center for more details.
